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EuroDebit Powered by SEPA Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments.&Find out how the SEPA enables fast and secure cashless euro payments across Europe, including payment instruments, countries and the legal framework.*SEPA Direct Debit Simplified euro payments across Europe, enabling fast, secure, and standardized transactions for businesses and individuals. SEPA The solution to process European debit transactions Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments._SEPA Direct Debits (SDD) is a mandatory scheme for PSPs offering Euro direct debit solutions. SEPA Direct Debits Business-to-Business (SDD B2B) is an optional scheme facilitating direct debits between business entities.?An EU initiative, SEPA (Single European Payments Area), harmonises direct debit payments across all relevant eurozone markets. This guarantees consumers the same level of security, convenience and ease when making payments across 36 countries. All SEPA Banks that offer Euro-denominated direct debits are covered, and because it is a regulated payment method, prices remain constant for merchants$The EPC offers two SEPA Direct Debit (SDD) schemes: the Core and the B2B versions, the latter being for businesses only. In both schemes, the biller requests money from the payer with their prior approval and credits it to itself. SDD offers convenience, efficiency gains and security.~SEPA allows consumers to make cashless Euro payments to any beneficiary located anywhere in the Euro area using only a single bank account and a single set of payment instruments. All retail payments in Euro are thereby "domestic". There is no longer any differentiation between national and cross border payments within the Euro area.